Finance · iPhone
Creditable
See what life after service actually pays, before you decide.
Creditable models the money side of leaving the military: what a civilian job would have to pay to replace your pay and health care, what your household takes home every year after you separate or retire, and how one decision changes the rest.
It is built on published pay tables, tax rules and benefit statutes, and it runs entirely on your iPhone: no account, no ads, nothing sent anywhere.
What it does
Your first year out, after tax
Retired pay, VA compensation, Social Security, a second career and TSP withdrawals, minus federal, state and payroll tax, laid out like a pay statement.
Every year to 90
A year-by-year chart of household income in today's dollars, with the lowest year marked.
Decisions side by side
Survivor Benefit Plan, VA rating and CRDP, stay or go by retirement date, second-career offers (including federal GS grade, step and locality), long-term care, and state tax on retired pay across all 50 states and DC.
The civilian salary you need
What a civilian job must pay to match today's pay, tax-free allowances and health care, with every line shown.
A report you can keep
A PDF summary to save or share with a spouse or advisor.
Price
Price coming soon.
Creditable will be a single purchase on the App Store: no subscription and no in-app purchases.